Wednesday, July 31, 2013

Creating the Perfect Marketing Campaign


Originally posted on CUInsight.com

Marketing sometimes feels like divining wine.  You have to get the right offer with the right messaging in front of the right people at the right time.  But you don’t need a crystal ball in order to create the perfect marketing campaign. 
  • Set a goal!  If your lending manager says, “we need more loans,” ask him or her for some specifics so you have an end goal in mind.  For example, $10 million in new loans.  This will help you determine how many loans you will need to capture in this example.
  • Find your inner journalist.  Creating the perfect marketing campaign is only possible if you have all the right information.  A good journalist asks the “Five W’s”: who, what, when, where, and why.  This is where you’ll determine the target market and strategy for your campaign.
    • Who?  Male or female (or both)?  Age?  Household income?  Homeowner or renter?  Members or non-members?  Do they live near one of your branches?  These are great, specific examples of information that will help you determine your perfect target market.  If your credit union has an MCIF system, work with the appropriate person to get good, specific data about the group(s) who statistically would be good candidates for this offer.  If you don’t have access to MCIF data, consider contacting one of the three credit bureaus to get credit histories on your members in order to take a deeper look for opportunities.  Is your goal to acquire new business from non-members?  Take the same approach as outlined above and look for a reputable firm that generates lead lists based on the information you want to know and target.  Remember – the more specific the group, the more targeted the message will be, which will yield better results. 
    • What?  This is very straightforward: what is the offer, and what is your messaging about the offer?  For example, $10 million in auto loans.  What other specials might your credit union offer to accompany the loan?  Rate isn’t the only thing to consider here.  People make decisions based on emotion.  What emotions can you appeal to in your messaging?
    • When?  Make sure your offer has a time limit on it to create urgency, or that postcard, newspaper ad, or whatever form of message you deliver will make its way to the bottom of their priority list.  Example $10 million in new loans by August 31.
    • Where?  Using the specific information outlined in “a” above, how are you going to reach those people?  Perform a communications audit on your current messaging mediums compared to everything that is available.  Which ones are a good fit for this particular campaign that also fit into the budget?  This is your strategy.  Even look outside of the credit union industry to see what kinds of guerilla tactics have worked well for other companies.  You never know what will catch peoples’ attention. 
    • Why?  This is huge.  Why would someone want a membership/loan/account [insert offer here] from your credit union?  This is called your differentiator.  Give them a reason to come to you for this product or service.  If you don’t have a “Why,” get your team together and do some brainstorming.  Here is a great book to get you started.  Your “Why” is not only important for marketing, but it is the foundation of your credit union and why you do business differently than anywhere else. 
  • Ask for the business!  Do you know how often credit unions miss opportunities because they either don’t regularly ask for their members’ business, or they assume their members already know they do mortgages, financial planning, car loans, etc. etc.?  All. The. Time.  For the purposes of a marketing campaign, this is known as your Call to Action.  Our example says $10 million in new auto loans by August 31.  What are you going to say that is going to get your perfect target audience up off their seats to get a loan with your credit union by August 31?  Remember your differentiator and the specific details of your campaign.  Those go into consideration in this phase of marketing campaign development.
  • Is your campaign “on brand?”  Does your messaging match your brand voice?  Is the creative consistent with the design elements and colors of your brand?  Putting your marketing initiatives through a brand filter is crucial to growing brand awareness and loyalty. 
  • Capture the leads.  Make sure that you have systems in place to find out who is interested in your offer, and then follow up with those people.  Your individual strategies and delivery channels will determine the mechanisms for capturing leads.  In addition, outline a follow-up strategy for your sales team or front-line staff. 
  • Measure.  Measure.  Measure.  Did I say measure?  You want to be able to go to your lending manager, CEO, and/or board with concrete data on the marketing investment versus how many new loans were generated.  This is important not only for knowing who responded to your offers and through what mediums so future marketing campaigns are successful, but also for justifying future marketing investments. 
  • Be agile.  Throughout the campaign period, be sure to leave yourself the flexibility to make adjustments if certain elements are doing better than others.  The earlier you find out what works, the more success you will have. 
Ready?  Put down that crystal ball, get out your dry erase markers, and start creating your next marketing campaign.  Follow the steps above, and you’ll be on your way to exceeding your strategic marketing goals in no time.

Amanda


We bring these marketing philosophies to credit unions and community banks all across the country.
Want to find out how you can guarantee ROI for your marketing campaigns?  Contact me for more details.  


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The Race to Define Yourself

I roll to the red light as my engine settles to a low rumble. Glancing to my right, a perfect stranger ... now a 2-wheeled, mortal enemy ... who gives me an ever-so-slight nod of the head and rev of an engine. I return my own rev of approval. My pulse quickens. A bead of sweet sweat forms on my temple.

Our focus turns to our electronic taskmaster while we await its permission to unleash hell. When the cross light clickers from green to yellow I can sense our combined muscles tense, like TNT anticipating a lit fuse. I shift into first and back off the clutch as much as possible to shed precious milliseconds. 

The cross light flickers from yellow to red ... it's time. My hand tightens on the gear shift. My feet, light on the pedals. 

At green, our tandem of engines scream with excitement, like thoroughbreds released from their gate. My smaller, lighter foe pulls ahead with ease and I imagine his cocky, confident smirk just feet in front of me. My car, Sunny, and I are one as I listen and wait for just the right tone. When the engine hits that perfect note, I tap the clutch - scarcely long enough to slide into second gear. I pull even and sense my prey's smirk turn to scowl as he torques his throttle beyond its limits.

Our dance continues from second to third to fourth gear. Though Sunny and I are smooth through to shifts and united in our desire, we simply can't keep up. The Vespa scooter pulls away, not even looking in his rearview as he offers a triumphant wave.

With a sigh, I pat Sunny's dash in our own sense of victory. We putt down the road with the satisfaction that we've helped yet another person smile with this bright yellow classic convertible VW bug.

Sunny will never win any races with her 78 horsepower, 35 year old engine. She'll never take the prize in a car show with her dented trim and ripped rag top. But I've found in the year that I've owned her that she has a gift. When I pull her alongside the faster, flashier, more expensive machines at the local Friday night car show - she draws the crowd. More importantly, she demands smiles. Every single time I take her out, people point and flash a grin.

To be honest, Sunny fits me. She reflects my personal brand. Don't get me wrong, I'd much rather see myself as a drop-top '67 Camaro SS or a '63 split-window Corvette. From a running perspective, I can make a case for being a Jeep Wrangler - at home in the solitude of nature, ducking under fallen trees and splashing through rocky creek beds (heck, I wrote this blog on last night's trail run). But that's just me for a few hours a week. Every minute of every day, I'm quirky. More interested in having fun than being flashy or high-performance. Looking to make people smile. That's my '78 bug. We know who we are and we own it. Voluntarily trading trophies and ribbons for smiles and waves.

So, that's the branding challenge, isn't it? To set aside a Corvette dream that may not really fit you or a cooler Jeep persona that doesn't truly define you. There are hideous cars that win countless races and show-stoppers that spend more time on tow trucks than pavement. For yourself and your organization, know who you are, what you do naturally well, how it separates you, where that fits in the grand plan and work it like there's no tomorrow. 

Your brand isn't built in your imagination or in your Board room. It erupts from your soul.



We bring these marketing philosophies to credit unions and community banks nationwide, and would love to bring them to your institution too. Contact us to see how.

With more than 250,000 visits worldwide, we hope that you enjoy this blog.  If you find it helpful, please share it with your colleagues. Also, check out our YouTube Channel for short video blogs about financial marketing.  

MarketMatch is also a nationally and internationally requested speaker. Contact us to bring our marketing ideas to your next conference.

937-426-9848
Follow me on Twitter @egagliano


Monday, July 29, 2013

Checking and Loan CSI - Know the Clues.


Bank of America, Citi, Chase and Wells Fargo hold about 39% of US deposits.  Seriously?  

With these guys holding the market share cards, if your community bank or credit union isn't showing account growth ... it's a crime.

But, if Gil Grissom has taught me anything, it's that ANY crime can be solved (usually in less than 45 minutes).

Lets take an Account CSI course on 2 key product areas - without the messy finger print powder or blood spatter.


Loans
To a certain extent, lending is a numbers game. Increase applications and all is well, right? Heck no!

Here’s an example: We had a one-branch client a few years ago where we conducted a loan promotion to the neighborhoods surrounding the branch. The campaign was successful in attracting interest and apps, but few were approvable – even though we used household income as a qualifier. What we really did was generate more work … not more loans.

Recently, a very close friend of mine said that, as a lender, her job is to read people. Totally true! Every time we fund a loan, we’re pushing our poker chips on the table. But, if you don't push chips out, you can never rake chips back in and build your stacks.

For lending, like poker, you need to be able to read the signs. If you're not seeing the loan results you want, of course you'll want to increase apps – but you MUST make sure you’re getting the most from each one. 

Lending CSI is about finding the clues in your process and patching the leaks:
  • What is the trending in your applications?
    • Number of apps?
    • Dollar amounts?
    • For which products?
  • How many are you approving?
  • Of those denied ... Why? How much opportunity are you missing?
    • What were the credit scores of those denied? Are there ancillary circumstances?
    • What would it take to approve 5-10% of those denied?
    • What can we learn from this segment to better target next time?
  • Of those approved, how many are funded? If not, why?
    • This is often where the missed opportunities are hidden.


Checking
According to a 2011 FDIC Survey of un and underbanked, about 10% of US households do not have a checking account. Glass half full ... that means you have 90% checking penetration, right?!? Why not?!?

The "checking account" is your customer's access account. It's the lifeline to everything from their monthly bills to their morning skinny mocha latte - extra espresso. If you don't have it, someone else does.

Checking CSI is about finding clues that your customers and members leave:
  • Awareness: It sounds a bit crazy from our side of the desk, but do your customers even think of you for checking? You'd be shocked and hurt by the answer most of the time. If they don't have an account with you it's often that easy.
  • Competition/differentiation: You need to, at minimum, keeping up with the Jones'. Remember, this is an Access Account. It's more important for you to have all of the access tools than to offer rewards or even interest. How do you stack up against the other institutions?
  • We sell trust: Every positive interaction should include a message about checking. Every product sold should be tied to checking. Build on your happy experiences.
  • You cannot over communicate: The cliché     says that the only 2 sure things are death and taxes. My friends, there is a 3rd ... some day, in the not-to-distant future the big banks will tick-off their customers. When they do, you need to be top of mind. That doesn't mean planning quarterly campaigns ... it means drowning them in checking messages at the front line and at home. Just when you think you're over communicating - you're probably just starting to do it right.
Once you have the accounts, you need to keep them. There are almost always clues to who will leave you:
  • Balance trends: Rarely will someone walk into a branch and simply close their account. There is typically a balance bleed off period prior to the closing. If you can, watch for balance decrease triggers and react with a phone call to make sure the customer is satisfied.
  • Transaction trends: Having an account is one thing ... using it is something MUCH more important. Communicate with those inactive accounts.
  • What access is connected?: The more the better. You don't typically ask if a customer would like checks with their checking account, right? So, why are we asking about debit cards? We need to assume some basic access points and ask the right questions to see how a customer prefers to use the product. Mobile? Online? Text? You don't know what to discuss until you know how they prefer to use it. Watch out for those checking accounts with few access tools.
  • Analyze your attrition by account: You may not be getting folks into the right account type or you may need to consider making some product changes if one account stands out here.

You don't need to look good in a white lab coat or have a corny one-liner right before each commercial break to do this stuff. Simply determine what crime is being committed against your growth and look for the clues. Then cue the Who music and get to work.

We bring these marketing philosophies to credit unions and community banks nationwide, and would love to bring them to your institution too. Contact us to see how.

Nearing 245,000 visits worldwide, we hope that you enjoy this blog.  If you find it helpful, please share it with your colleagues. Also, check out our YouTube Channel for short video blogs about financial marketing.  

MarketMatch is also a nationally and internationally requested speaker. Contact us to bring our marketing ideas to your next conference.

937-426-9848
Follow me on Twitter @egagliano



Sunday, July 28, 2013

Using ROI to Evaluate Marketing Technologies

(Recently, I had the opportunity to write a guest post for the ADAM Software blog. ADAM is a provider of marketing execution software that encompasses digital asset management, product content management, catalog automation, video content management, and more. This article is a slightly edited version of my guest post.)

The ROI of marketing technology has received a good bit of recent attention. Ralph Windsor wrote two articles on the topic, one for Digital Asset Management News, and another for CMS Wire. Both articles discussed several flaws in the methods frequently used to estimate the ROI of digital asset management projects. Mr. Windsor didn't pull any punches, describing the ROI estimates provided by consultants, analysts, and vendors as, ". . . at best wrong and, more often than not, a complete work of fiction."

ROI has been the "gold standard" for measuring financial performance for decades. It first gained prominence in the 1920's after DuPont made ROI the ultimate metric in a comprehensive financial management system for companies and business units. More recently, ROI has been widely used to evaluate prospective investments, including investments in marketing technologies.

ROI can be useful for evaluating marketing technology investments, but like any tool, ROI must be used appropriately. Managers must understand what information is needed to produce an accurate ROI calculation, and they must also understand what an ROI calculation does and does not reveal.

The basic ROI formula is:  (Gain from Investment - Cost of Investment) / Cost of Investment

This deceptively simple formula masks several important issues that managers must keep in mind when using ROI to evaluate prospective investments in marketing technology solutions. Here are three of the more significant issues.

Garbage In, Garbage Out

ROI is a calculated value, and as with any mathematical calculation, the "answer" will only be as accurate as the inputs you use in the formula. When you calculate the ROI for a prospective investment, you're required to input the economic value of future benefits. Developing accurate estimates of these values can be a difficult undertaking, but if your estimates aren't reasonably accurate, the ROI you calculate will be completely out of touch with reality.

One way to alleviate some of this difficulty is to reduce the scope of your analysis. Instead of attempting to calculate a complete ROI for a proposed investment, your objective is to determine whether a prospective investment will produce enough benefits to make it acceptable to your company.

The key to this approach is something called the ROI Threshold. This is the minimum ROI that your company requires investments to produce. The ROI Threshold is typically equal to your company's cost of capital, or perhaps the cost of capital plus a risk premium. The cost of capital calculation can be fairly complex, but you can usually obtain the value from your company's chief financial officer.

Once you have the ROI Threshold, you can easily determine what level of benefits an investment must produce to meet the threshold hurdle. For example, suppose that your ROI Threshold is 15%, and you are evaluating a project with a cost of $200,000. You would calculate the required level of benefits as follows:

ROI         = (Gain from Investment - Cost of Investment) / Cost of Investment

15%         = (Gain from Investment - $200,000) / $200,000

$30,000   = Gain from Investment - $200,000

$230,000 = Gain from Investment

In this scenario, if you can identify benefits with a total value of $230,000, the project will meet your company's ROI Threshold, and you should be willing to move forward.

This approach can alleviate some of the difficulties of ROI analysis because some benefits are easier to quantify than others. When using this approach, you only need to quantify benefits until you meet the threshold level.

ROI Doesn't Consider Risks

The basic ROI formula does not factor in the risks associated with a proposed investment. The acquisition of a new marketing technology solution almost always requires the implementation of new business processes, and it also requires new learning by employees. Therefore, marketing technology projects always carry some risks, even when the actual functionality of the technology is not in question. In most cases, the most significant risk is that the project will not produce the expected level of benefits.

One way to account for the risks that are inherent in any significant technology project is to value benefits using both "best case" and "worst case" assumptions. You then perform an ROI calculation for each set of benefit values. This results in two estimated ROI values that establish the boundaries within which the actual ROI is likely to fall.

ROI Measures Efficiency, Not Impact

ROI is a measure of financial efficiency. It compares the financial benefits that an investment produces (or will produce) with the amount of capital the investment consumes (or will consume). ROI is not directly concerned with the absolute impact that an investment will have on company profitability.

For example, suppose that you are evaluating two prospective technology projects. Project A has an estimated ROI of 25%, and Project B has an estimated ROI of 15%. Using ROI alone, you would choose Project A over Project B. However, suppose that Project B will produce net benefits of $300,000, while Project A is expected to produce net benefits of only $75,000. Under these facts, you might well choose Project B despite the lower ROI because of the larger impact it will have on company profitability.

Conclusion

ROI is a useful tool for evaluating potential investments in marketing technology solutions. It is widely accepted by CEO's and CFO's, and because it provides a common framework for describing financial performance, ROI is particularly helpful for comparing disparate types of potential investments. However, ROI (even assuming that it is calculated accurately) does not provide all of the information you need to make sound investment decisions, especially when those decisions involve complex projects whose success depends on multiple factors.

Wednesday, July 24, 2013

On Hiatus Until Fall

Hello world. Sorry I haven't participated as much as I usually do both on this blog and in dialogue on other social media outlets. As I've accepted a new position as Managing Director of Milwaukee Repertory Theater, all of my energies have been focused on relocating to a new city and learning about my new theater. Looking forward to reentering the blogosphere in the fall, and to participating in conversations in the near future!

Chad

Sunday, July 21, 2013

How to Boost the Performance of Channel Marketing

Every day, thousands of companies sell products and services through independent or quasi-independent channel partners such as franchisees, independent agents, or value-added resellers. Most companies that sell through channel partners operate in a distributed marketing environment. Distributed marketing refers to a marketing model in which both a corporate brand owner and channel partners plan and execute marketing campaigns and programs. The defining attribute of a distributed marketing model is that the "local" business organizations - i.e. channel partners - have some degree of autonomy when performing marketing functions.

Many B2B companies derive a significant portion of their total revenues from sales made by channel partners, and these companies face marketing challenges that firms with "regular" marketing operations don't typically encounter.
  • Brand owners and channel partners often have different marketing priorities. Corporate marketers tend to focus on building the brand, while channel partners want to run marketing programs that will generate leads and drive short-term sales.
  • Maintaining consistent brand messaging and brand presentation is extremely difficult when dozens or hundreds of channel partners are executing marketing programs.
  • Many channel partners are small organizations that don't have the in-house expertise to create effective marketing campaigns and/or the resources to run campaigns as frequently as they should.
  • Brand owners often have little visibility regarding the effectiveness of the marketing programs run by their channel partners.
Because of these and other challenges, channel marketing operations are often far less effective and efficient than they need to be, resulting in excessive marketing costs, poor response rates to marketing programs, and missed revenue opportunities for both brand owners and their channel partners.

To address the complexities of channel marketing, a growing number of companies are turning to a relatively new category of marketing automation technologies known generally as distributed marketing solutions.

A distributed marketing solution is a combination of technological capabilities and marketing support services that are designed to streamline and simplify marketing activities and processes for both channel partners and brand owners. At the most basic level, distributed marketing solutions are designed to facilitate two core marketing functions - the creation, execution, and measurement of marketing campaigns, and the management of marketing materials.

Distributed marketing solutions can provide brand owners and channel partners a range of important benefits. Specifically, they enable companies to:
  • Increase the frequency of local marketing by making it easy for channel partners to create and execute marketing campaigns and programs
  • Enhance the effectiveness of local marketing by making it easy for channel partners to create and use more customized marketing messages and materials
  • Improve the consistency of brand messaging and presentation through the use of a centralized repository of marketing assets combined with controlled customization of those assets
  • Reduce marketing support costs by eliminating the manual processes typically used to manage and fulfill requests for marketing materials and to manage materials inventories
  • Reduce obsolescence waste by eliminating the need to acquire marketing materials in large quantities.
I've recently released a white paper that describes the challenges faced by channel marketers and explains how distributed marketing solutions work. The new white paper is part of our portfolio of marketing content resources for providers of distributed marketing/marketing asset management/web-to-print solutions. If you'd like to see a review copy of this white paper, just send an e-mail to ddodd(at)pointbalance(dot)com.

Thursday, July 18, 2013

Want engaged employees? Be a better leader.


Want to hear a scary statistic?  According to a recent study by Dale Carnegie Training, nearly 75% of employees aren’t working fully engaged in their positions.  

That means three out of every four employees in YOUR organization are not giving you 100%. 

And a recent study by McLean & Company listed the following statistics that stated, in comparison to disengaged employees, engaged employees are:
  • 30% more likely to agree that they regularly accomplish more than what’s expected of them in their role
  • 66% more likely to agree that their contributions are very important to the success of the organization
  • 109% more likely to put in extra hours to improve results

So how do you engage employees?  

It all boils down to being a good leader yourself and making sure that the senior management team and managers all the way down and across your organization are good leaders.  Also note that there are huge differences between a manager and a leader.  Managers may not necessarily be leaders, and leaders may not necessarily be managers, but the success of your organization depends on your managers being good leaders with their staff members.

What are the traits of a good leader in a management role?  

I’m so glad you asked.  Here are several:

Self-effacing and humble.  If you expect your employees to fess up and take ownership when they made a mistake, you have to be willing to do the same thing.  Admit when you are wrong.  Many managers think that doing this is a sign of weakness and will compromise employees’ trust, but it is really a sign of a strong leader and will actually increase your employees’ trust in you. 

Not threatened by brilliant ideas.  It is human nature to have the gut reaction of “why didn’t I think of that?”  But a good leader lets go of that thought and instead embraces that their team members are growing and succeeding as a result of their tutelage.  Good leaders are never scared to hire people who are smarter than them. 

Care about their people.  I mean truly care.  If one of your staff members gets married, ask them about their wedding and honeymoon instead of pretending its business as usual on their first day back to the office.  Yes, it may be 10 minutes out of your busy day, but that 10 minutes means the world to your employees.  People want to work in an organization – and for a manager – who they feel cares about them as a person.  This is an absolute must in a good leader.

Encourage honest feedback.  Poor leaders will squirm in their chairs when someone comes into their office with some honest feedback about a goal that was set or an initiative they think would work better in a different way.  Your organization will not thrive if everyone is telling you what you want to hear because they are afraid of the repercussions.  Honest feedback from employee to manager and manager to employee is the only way to build trust, which is the foundation of any organization.  And your organization can only truly thrive when everyone works in an honest environment where opinions are valued and shared.

Trust your employees first.  If you start out someone’s employment by giving them limited duties, expect them to do everything exactly the way you would, and don’t provide them with the autonomy and empowerment to take risks and make mistakes, then you aren’t trusting them to do their job.  Your front-line people especially deserve this as they are the ones who are taking care of your organization’s most precious asset: member and customer relationships.  If you trust them to take care of those relationships but won’t trust them on a new project, you need to answer one question: is it me who is scared to trust, or have they damaged my trust in some way?  Either way, fix the situation. 

Empower employees.  Ritz Carlton is famous for its “$2,000 Rule” that empowers any employee at any level to solve customer problems and spend up to $2,000 without having to go to a supervisor.  Risky?  Absolutely.  It doesn’t have to be $2,000, or even monetarily-related in your case.  However, if you trust your front-line employees with your company’s relationship with customers and members, then you can trust them and create an environment of empowerment and enable them to make the right decisions and do the right thing when it comes to taking care of those relationships. 

Challenge employees.  One way to do this is to give them what are known as “stretch” projects: things they’ve never done before and would like to learn how to do.  This “stretches” their professional and leadership muscles and ultimately makes them more valuable to your team and organization. 

Invest in your employees.  This takes many forms.  Benefits and compensation are the two most obvious parts of this equation.  Many studies that have come out through the recession clearly state that companies that pay their employees higher than average salaries in conjunction with a good employee development program have a higher success rate and overall better profit margin.  Another very important way to engage employees is by providing opportunities for professional development.  This is a financial investment, but it is one that ultimately rewards your organization because, if you invest in your employees, they will be more likely to invest back in the company. 

Recognize them when they do good work.  
“The model of ‘if you aren’t getting yelled at, you’re doing a good job’ isn’t going to cut it anymore.  Managers must switch their perspective of management from a job of ‘critique and assess’ to one of ‘teach’.”  -Dr. Jean Twenge, iGen Consulting
It’s easy to get up from your desk or place a call to an employee when an error has become apparent, but do you spend an equal amount of time (if not more) recognizing them for their outstanding efforts?  Recognition means more to employees than anything else because they want to know that their efforts are valued. 

Help them reach their own goals.  Make no distinction between professional and personal goals.  This is also where the honest feedback and caring about them personally comes into play.  You could have a great employee who is starting out in his or her career and, in your work on helping them achieve their professional and personal goals, they realize that they have a dream of owning a restaurant.  Yeah, this sucks for your organization, but helping your employees achieve their dreams is also your job in addition to taking care of your members and customers. 

There are many rewards to being a good leader, but the biggest difference will come to the success of your organization.  Employees will be happier and more engaged in their positions, overall organizational trust will increase leading to more great ideas, and everyone will be moving in the same direction – toward success.  

Amanda




We bring these marketing philosophies to credit unions and community banks nationwide, and would love to bring them to your institution too. Contact us to see how.

Nearing 245,000 visits worldwide, we hope that you enjoy this blog.  If you find it helpful, please share it with your colleagues. Also, check out our YouTube Channel for short video blogs about financial marketing.  

MarketMatch is also a nationally and internationally requested speaker. Contact us to bring our marketing ideas to your next conference.

614-745-5503
Follow me on Twitter @amandalthomas